We are proud to announce Bartley Insurance is now an Authorized Independent Agency for BlueCross BlueShield of North Carolina
Our Mission: It is the heartfelt passion of Bartley Insurance Services to provide each and every client with superior products and superior services to bring peace during otherwise times of distress.
Hello everyone! Thank you for visiting our site! You may have heard that some new Medicare Advantage plans have come to Onslow County, and I greatly appreciate the overwhelming response that we had during the recent Annual Enrollment Period (AEP)! Simply put, these plans may be a great new option for Medicare Beneficiaries to get broad and affordable insurance coverage. Medicare Advantage is an alternative to traditional Medicare that can provide the same level of coverage but at a lower premium cost compared to traditional Medicare and Medicare Supplement insurance. There is also a Special Enrollment Period in North Carolina through March 31st
due to severe winter weather that allows qualified applicants to enroll in one of these plans beyond the AEP deadline.
Please call my office at - 910-346-2170
to set up a time to discuss your personal circumstances and enrollment options. This is an exciting way to secure your coverage. I look forward to hearing from you! Thank you! Bill
“ Long-term care insurance can provide financial security and peace of mind for you and your loved ones, and help ensure that you receive the care you need if you become chronically ill, disabled, or injured. .” - Bill Mercer
Long-term care insurance is a type of insurance policy that helps cover the costs of long-term care, such as assistance with daily activities like bathing, dressing, and eating, that you may need in the event of a chronic illness, disability, or injury. Here are some reasons why you may need long-term care insurance:
Long-term care can be very expensive, and it's not always covered by health insurance or Medicare. Long-term care insurance can help cover these costs so that you don't have to pay out of pocket.
If you need long-term care, you may have to use your retirement savings to pay for it. Long-term care insurance can help protect your savings by covering some or all of the costs of care..
Long-term care can also take a toll on your family members who may have to provide care for you. Having long-term care insurance can provide peace of mind for you and your loved ones knowing that you have coverage in place.
Long-term care costs tend to rise over time due to inflation. Many long-term care insurance policies include inflation protection to help ensure that your coverage keeps pace with the rising costs of care.
With long-term care insurance, you may have more options for the type of care you receive, including in-home care or care in a nursing home or assisted living facility.
Long-term care insurance can help you afford higher-quality care, which may not be available through Medicaid or other government programs.
By having long-term care insurance, you may be able to receive care in your own home, which can help preserve your independence and quality of life.
Overall, long-term care insurance can provide financial security and peace of mind for you and your loved ones, and help ensure that you receive the care you need if you become chronically ill, disabled, or injured.
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Supplemental insurance refers to additional or extra insurance that helps to cover the services and out-of-pocket expenses that an individual’s primary Medicare insurance doesn’t cover.
Some supplemental insurance plans will cover the out-of-pocket cost-sharing that comes with your health insurance plan, such as deductibles, coinsurance, and co-payments. They may also cover medical services that your usual health service plan doesn’t cover at all, including dental and vision fees.
As its name suggests, disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and earning an income due to a disability.
Long Term Care
Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs, such as
Individual health insurance is coverage that you purchase on your own, on an individual or family basis, as opposed to obtaining through an employer or from a government-run program like
Medicare, Medicaid, or CHIP
Group Health Insurance
Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders
Life insurance is a contract between you and an insurer that pays out a sum of money upon your death to those you designate as beneficiaries. You, the policyholder, pay life insurance premiums in exchange for the coverage. Life insurance companies invest the premiums they receive from customers, hoping that returns on their investments will yield a profit before they have to pay out a life insurance claim.
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Contact Bill Mercer today. Let's get you and your family secure for now and generations ahead.
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I provide insurance to provide security for health and well being, income protection and financial security for families. In all cases, I've found having a good insurance plan is of profound importance. To be trusted with these provisions is of profound importance to me. Plus, I get to meet and interact with some of the nicest, wisest people, enhancing my own life. I'm grateful I do what enhances the lives of others.
I view my business as a type of ministry through honesty, integrity and putting the interests of our clients first and foremost.
Health and Life Agent
Bartley Insurance Services does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at