Bill Mercer - Bartley Insurance Services
Empowering Your Future with Tailored Insurance Solutions
Bartley Insurance Services is a Proud
BlueCross BlueShield of North Carolina
Authorized Independent Agency
Long Term Care Insurance
Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs, such as Medicaid
Disability Insurance
As its name suggests, disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and earning an income due to a disability.
Medicare 101
Supplemental insurance refers to additional or extra insurance that helps to cover the services and out-of-pocket expenses that an individual’s primary Medicare insurance doesn’t cover.
Some supplemental insurance plans will cover the out-of-pocket cost-sharing that comes with your health insurance plan, such as deductibles, coinsurance, and co-payments. They may also cover medical services that your usual health service plan doesn’t cover at all, including dental and vision fees.
Group Health Insurance
Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders
Life Insurance
Life insurance is a contract between you and an insurer that pays out a sum of money upon your death to those you designate as beneficiaries. You, the policyholder, pay life insurance premiums in exchange for the coverage. Life insurance companies invest the premiums they receive from customers, hoping that returns on their investments will yield a profit before they have to pay out a life insurance claim..
Individual Health Insurance
Individual health insurance is coverage that you purchase on your own, on an individual or family basis, as opposed to obtaining through an employer or from a government-run program like Medicare, Medicaid, or CHIP
Welcome to Bartley Insurance Services
At Bartley Insurance Services, our mission is to provide our clients with the utmost financial security and protection. We strive to offer high-quality healthcare access while emphasizing superior customer service and integrity. We are dedicated to serving you with excellence.
